:root{--blue:#174c69;--navy:#102e3c;--cyan:#b5eadf;--paper:#f5f7f6;--muted:#566775}
header{background:#102e3cf5;border-bottom:1px solid #ffffff12}.header-inner{height:84px}.hero{background:linear-gradient(130deg,#102e3c,#174c69);padding:70px 0 0}.hero h1{font-weight:800;font-size:clamp(38px,5vw,66px);letter-spacing:-.055em}.hero-heading{align-items:flex-end}.hero-heading p{max-width:360px}.hero-image{height:390px;margin-top:32px;border-radius:24px 24px 0 0}.hero-note{margin:22px 0 0;color:#d2e4e6;font-size:13px}.section{padding:85px 0}.center{margin-bottom:42px}.center h2{font-size:clamp(30px,4vw,44px)}.blue-panel{background:#eaf0ef;color:var(--navy)}.blue-panel .tag{color:var(--blue);border-color:#b3c8c9}.blue-panel p{color:var(--muted)}.service-card,.service-card:nth-child(2){background:#fff;color:var(--navy);transform:none;border:1px solid #d9e3e2;border-radius:20px;padding:28px 22px;display:flex;flex-direction:column}.service-card:nth-child(2) p{color:var(--muted)}.service-card h3{font-size:26px;margin:22px 0 12px}.service-card p{min-height:48px}.service-card .consult-actions{flex-direction:column;margin-top:auto}.service-card .consult-actions .button{width:100%;flex:auto}.service-card:nth-child(2) .consult-actions .button{background:var(--blue);color:#fff}.service-card:nth-child(2) .consult-actions .sms-button{background:transparent;color:var(--blue);border-color:var(--blue)}.white-panel{border:1px solid #e3e9e6}.steps{margin:40px 0}.step-num{background:#eaf0ef;border-radius:50%;font-size:25px}.floating-consult .floating-call,.floating-sms{width:auto;height:52px;padding:0 24px;border-radius:14px;font-size:14px}.floating-consult .floating-call{background:var(--navy);color:#fff}.floating-sms{background:#b5eadf;color:var(--navy)}.button{border-radius:14px}.hero .button{box-shadow:none}.hero .sms-button{border-color:#b8d3d5}.footer-bottom{background:transparent;border-top:1px solid #ffffff20;border-radius:0}
@media(max-width:700px){.header-inner{height:76px}.header-actions{display:none}.hero{padding-top:38px}.hero h1{font-size:38px;margin-bottom:22px}.hero-image{height:230px;margin-top:28px}.hero .consult-actions .button{flex:1;padding:14px 10px}.hero-note{font-size:12px}.section{padding:52px 0}.cards{gap:14px}.service-card{padding:24px}.service-card p{min-height:0;margin-bottom:22px}.service-card .consult-actions{flex-direction:row}.service-card .consult-actions .button{width:auto;flex:1}.steps{gap:26px}.floating-consult{left:0;right:0;bottom:0;padding:12px 20px calc(12px + env(safe-area-inset-bottom));background:#fffffff5;backdrop-filter:blur(16px);border-top:1px solid #dce5e1;gap:10px}.floating-consult .floating-call,.floating-sms{flex:1;height:48px}footer{padding-bottom:130px}}

.payment-basics{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.payment-basics article{padding:28px;background:#fff;border:1px solid #dce5e1;border-radius:20px}.payment-basics h3{font-size:22px;margin:18px 0}.payment-basics p{font-size:15px;margin:0;line-height:1.9}.guide-next{display:flex;flex-wrap:wrap;justify-content:space-between;gap:18px;margin-top:26px;font-size:14px}.guide-next a{text-decoration:underline;text-underline-offset:5px;color:var(--blue)}.service-card h3{font-size:25px;word-break:keep-all}@media(max-width:700px){.payment-basics{grid-template-columns:1fr;gap:14px}.payment-basics article{padding:24px}.hero h1{font-size:clamp(31px,8.5vw,38px)}}